Traditional Repair
$200+
per month · long contracts
✗Generic letter templates
✗Long contracts (12-24 months)
✗No real-time dispute tracking
✗No transparency — you're in the dark
✗US-built — not Canadian law
✗No money-back guarantee
🍂 Best for Canadians
CreditKO Pro
$49.99
per month CAD · cancel anytime
🥊 START FREE TRIAL
✓AI-personalized PIPEDA dispute letters
✓Equifax Canada + TransUnion Canada
✓Unlimited dispute letters
✓Live dispute tracking dashboard
✓Canada Post mailing integration
✓FCAC escalation tools built-in
✓Score tracker — Equifax Beacon + CreditVision
✓30 day money back guarantee
✓Cancel anytime — no contracts
✓Built for Canadian law — not FCRA
DIY Without CreditKO
Free
but costs time and mistakes
✓You control the process
✗No AI letter generation
✗No dispute tracking
✗Easy to cite wrong law (FCRA vs PIPEDA)
✗No mailing automation
✗No score tracking
🛡️ 30 DAY MONEY BACK GUARANTEE
If you go through CreditKO and don't see results within 30 days, email us and we'll refund you completely. No questions asked.
FREQUENTLY ASKED QUESTIONS
Is there a free trial?
Yes — explore the dashboard before subscribing. See how the platform works before entering payment information.
Can I cancel anytime?
Yes. No contracts, no cancellation fees. Cancel from your account settings in 30 seconds.
Do you offer annual pricing?
Annual plan is $599 CAD — save vs monthly. Same full access. Cancel anytime.
What payment methods do you accept?
Credit card and debit card via secure checkout. No PayPal required.
Is my data safe?
Yes. CreditKO uses encryption for all sensitive data. We do not store your full credit report after letter generation.
What if I need help?
Email hello@creditko.ca — we respond within 24 hours. Real person, not a bot.